Travel Insurance in Vancouver

Securing a trip involves understanding the significant financial risks associated with medical emergencies, trip interruptions, and lost belongings while away from home. Stratis Insurance provides the educational clarity necessary to safeguard travel investments with excellence and transparency, ensuring clients are prepared for the unexpected. By highlighting often overlooked details, such as the limits of provincial health coverage outside of one’s home province, the goal is to empower informed decisions that protect personal well-being and build lasting trust.

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Explore Without Boundaries

Travelling is about discovery and creating unforgettable memories. Stratis Insurance creates the perfect, personalized travel insurance plan designed for your specific itinerary, ensuring your health and investment are protected. Focus on your global adventures with complete peace of mind.

Insuring Partners

Importance of Travel Insurance

Your trip is an investment in yourself, but leaving your home province introduces financial and medical risks. Accidents happen beyond our control, from flight cancellations to medical emergencies abroad. Having the right coverage is essential because it provides:

Medical Security: It protects your wallet from exorbitant foreign hospital bills that provincial healthcare does not cover.

Trip Protection: Stratis Insurance ensures you have a solid financial safety net for non-refundable costs if you must cancel or interrupt your trip.

Peace of Mind: Knowing you have 24/7 assistance and financial backing allows you the freedom to focus on the experience.

Personalized Protection

Stratis Insurance goes beyond generic credit card coverage; our focus is on creating the perfect travel insurance plan designed specifically for your health and destination. We take pride in educating you about pre-existing condition stability and baggage coverage, ensuring you know exactly what your policy means without over-complicating the process.

Stratis Insurance advisors create a personalized plan that truly matches your preferences, ensuring your journey is protected. Gaining this solid understanding is a crucial element in arriving at sound choices.

Edward Chu, is very quick, reliable, and professional! Always on top of everything and reminds me ahead of time about my renewals. Definite…

K T

Excellent service! Akash was amazing with his knowledge. I am saving 110 per month after switching to private insurance.

Punith

Peter is great – followed up with me to make sure my renewal happened in time, was very flexible, and super helpful.

Rachelle

Wasn’t expecting such a great service from them – as I have had bad experience with other agencies. But Nikhil G made sure I was taken care…

Inderpreet

Daivia was really helpful in renewing my car insurance seamlessly and providing options for travel insurance. Highly recommended!

Mirka

I had a fantastic experience working with Christy! She was extremely professional, knowledgeable, and helpful throughout the entire process…

Hadi

Bide Qu customer service is 10/10. He really takes care of you and answers all the questions you have. Totally recommend!

Tommy

Rick went above and beyond to help me out find me the best deal. Best experience I’ve had renewing my insurance and won’t use anyone else g…

Matthew

Stella Park is an excellent insurance broker. She is professional, prompt and clear in her communication. Her desire to help is evident and…

Olga

Jenny was really helpful and kind. I had the best experience with getting the car insurance with her. Highly recommend!!!

D N

Connor was great. Provided quick information. Got the details quickly and was very helpful and thorough for the auto insurance.

Winston

Excellent customer service! Shoutout to Connor, who made the insurance process smooth and straightforward. Highly recommend!

Alex

FAQ

Does my provincial health plan cover me while I am away?

Provincial plans provide extremely limited coverage once you leave your home province (often less than 10% of foreign medical costs). They do not pay upfront for hospitals abroad. Travel medical insurance is necessary to cover the gap and provide immediate assistance.

What are "Pre-Existing Medical Conditions"?

A pre-existing condition is any injury or illness that existed before your trip. Policies require these conditions to be “stable” for a specific period (e.g., 90 or 180 days) before travel to be covered. Stratis Insurance ensures you are educated on the definition of stability to avoid claim denials.

What is the difference between Trip Cancellation and Trip Interruption?

Trip Cancellation covers non-refundable costs if you cannot depart due to a covered reason (like sudden illness). Trip Interruption covers the cost to return home early or rejoin a trip if an emergency occurs after you have already departed.

Is travel insurance necessary for trips within Canada?

Yes. While your provincial medical plan works across Canada, it does not cover ambulance fees, prescription drugs, or emergency dental work in other provinces. Furthermore, it does not cover trip cancellation or lost baggage expenses for domestic travel.

Am I covered if I participate in adventure sports?

Standard policies often exclude high-risk activities like scuba diving, rock climbing, or backcountry skiing. If you plan on being active, you may need a specialized rider. We seek to remove myths and provide clear direction on covering your specific adventures.

Does my credit card provide enough travel insurance?

Credit card coverage varies significantly and often has strict limitations regarding trip duration, age, and pre-existing conditions. It may not cover the full cost of your trip. Stratis Insurance helps you compare your card’s certificate with a comprehensive policy to ensure no gaps exist.

Get Covered Now

Ready for the ultimate protection? Talk to our trusted advisors for personalized plans and peace of mind.

Get a Quote

Get Covered Now

Ready for the ultimate protection? Talk to our trusted advisors for personalized plans and peace of mind.

Get a Quote